ISFB Wealth Planning Certificate
Category
Private Banking & Asset Management
Retail & Corporate Banking
Retail & Corporate Banking
Level
Maitrise
Format
Presential
Duration
10 non-consecutive days
Language
French
Location
ISFB Geneva premises
Director
Albert Gallegos
Manager
Oscar Marano
Type
ISFB Certificates
Description
Prices & Admission
Content
Testimonials
Context
As personal, professional and financial situations are constantly changing, only a 360-degree view of the customer's assets will enable him to make optimal financial decisions. Real estate, pension provision, taxation, but also inheritance and matrimonial aspects or business transfers: a client's perimeter is rich and complex.
In a transparent and tax-compliant world, the ability to propose a global approach enables the asset manager to stand out by offering comprehensive professional advice, where the client is the focus of attention. This resolutely practice-oriented training course begins with an analysis of the various instruments available, before bringing together and applying all this knowledge in an integration exercise based on a real-life case.
In a transparent and tax-compliant world, the ability to propose a global approach enables the asset manager to stand out by offering comprehensive professional advice, where the client is the focus of attention. This resolutely practice-oriented training course begins with an analysis of the various instruments available, before bringing together and applying all this knowledge in an integration exercise based on a real-life case.
Key objectives
1.define and propose a global wealth solution based on an analysis of a client's current situation and the evaluation of certain future scenarios
2.gather and analyze all the elements required for financial planning
3.control all aspects of wealth and evaluate the consequences of changes in personal and professional circumstances on these aspects
2.gather and analyze all the elements required for financial planning
3.control all aspects of wealth and evaluate the consequences of changes in personal and professional circumstances on these aspects
Target audience
- Anyone working in the banking and finance industry with a direct link to Swiss resident customers, wishing to benefit from practical training.
Stakeholders
ISFB lecturers have been working in the banking and financial world, or in their respective fields, for many years and are recognized as some of the best experts in our ecosystem in French-speaking Switzerland.
Reviews
The validation of the certificate is done through a written exam of the QCS type (simple choice questionnaire, one and only one correct answer) of 120 minutes. The emphasis is on understanding, application and the ability to analyze and solve concrete cases using the tools and methods seen in training. Candidates are allowed to consult course materials, appendices and personal notes (open-ended exam concept)
Practical information
ISFB Certificates of Specialization are recognized by all member institutions. They are an important professional asset on the job market in French-speaking Switzerland.
Price
- Public: CHF 9,270
- Member : CHF 6'950.-
- HG / OCAS / OCE : CHF 4'635.-
M01: Personal taxation
Contents: Swiss tax system and levels of taxation
Taxation of income
Taxation of wealth
Double taxation
Taxation of income
Taxation of wealth
Double taxation
Duration: 8h00
M02: Social insurance
Contents: Swiss 3-pillar system (AHV, IV, BVG, 3rd pillar A - B)
Supplementary insurance LAA and IJM
Coordination of the 3 pillars in the event of disability and death
Current issues
Supplementary insurance LAA and IJM
Coordination of the 3 pillars in the event of disability and death
Current issues
Duration: 8h00
M03: Pension optimization I
Contents: 2nd pillar in detail
Laws governing the 2nd pillar
2nd pillar basic plan (compulsory, supplementary)
Pension & self-employed
Calculating pension gaps
Laws governing the 2nd pillar
2nd pillar basic plan (compulsory, supplementary)
Pension & self-employed
Calculating pension gaps
Duration: 8h00
M04: Pension optimization II
Contents: 2nd pillar, supplementary plans
Surrenders
Annuity or lump sum
Surrenders
Annuity or lump sum
Duration: 8h00
M05: Matrimonial and inheritance aspects
Contents: Legal basis
Matrimonial property regimes
Marriage contracts
Inheritance law and testamentary dispositions
Planning
Matrimonial property regimes
Marriage contracts
Inheritance law and testamentary dispositions
Planning
Duration: 8h00
M06: Real estate
Contents: Legal framework for the acquisition of Swiss real estate, particularly by foreigners (LFAIE, lex koller)
Forms of real estate ownership
Associated tax treatment (Swiss resident and non-resident)
Transmission and inheritance issues
Real estate and occupational pension provision
Case studies
Forms of real estate ownership
Associated tax treatment (Swiss resident and non-resident)
Transmission and inheritance issues
Real estate and occupational pension provision
Case studies
Duration: 8h00
M07: Investment advice
Contents: The context of wealth planning
The concept of goal-based investing
Universe of financial assets to be considered
Fundamental laws of investing
Risk profile & strategic allocation
Performance analysis and benchmarking
The concept of goal-based investing
Universe of financial assets to be considered
Fundamental laws of investing
Risk profile & strategic allocation
Performance analysis and benchmarking
Duration: 8h00
M08: Business creation
Contents: What is entrepreneurship: myths and realities
Entrepreneurial mindset
Legal and administrative aspects of entrepreneurship
All this, with the use of case studies
Entrepreneurial mindset
Legal and administrative aspects of entrepreneurship
All this, with the use of case studies
Duration: 4h00
M09 : Business transfer
Contents: Planning stages
Forms of transfer (cash, asset deal, share deal)
Choosing a successor
Determining the price
Tax aspects
Success factors
Forms of transfer (cash, asset deal, share deal)
Choosing a successor
Determining the price
Tax aspects
Success factors
Duration: 4h00
M10: Special cases of personal taxation
Contents: Taxation of real estate
Taxation of pensions
Taxation of investments
Taxation of pensions
Taxation of investments
Duration: 8h00
M11: Integration case study
Contents: Gathering information
Analyzing documents and information
Finding solutions
Proposing optimal solutions
Analyzing documents and information
Finding solutions
Proposing optimal solutions
Duration: 8h00
Wealth Planning Certificate Examination
Duration: 2h00
Interview with Albert Gallegos, ISFB Wealth Planning Certificate Program Director
Albert Gallegos - Head of Wealth Management Solutions (BCGE)
"This program is designed to meet the specific needs of banking and finance professionals looking to specialize in wealth planning."
Read the interview
Read the interview
Deepening your wealth planning skills: Joséphine Papaux's testimonial
Joséphine Papaux - SME Advisor (BCV)
At a time when wealth management issues are becoming increasingly complex for entrepreneurial clients, Joséphine Papaux decided to take the training course leading to the ISFB certificate in Wealth Planning. She talks about the reasons for her decision, the concrete benefits of the training, and the skills she has been able to apply in her day-to-day professional practice.
Read the interview
Read the interview
Interview with Mélanie Erb-Zimet, tax expert and ISFB-certified wealth planner
Mélanie Erb-Zimet - Qualified tax expert (Banque Bonhôte & Cie SA)
"This training course provides an in-depth overview of the legal, tax and financial aspects of all aspects of wealth management (investments, real estate, pensions)."
Read the interview
Read the interview
Interview with David Narr, Director of GENILEM
David Narr - Director, GENILEM
"The aim is to develop in learners not only an empathy for these entrepreneurs, but also an ability to identify what is crucial for their future customers in the context of wealth planning."
Read the interview
Read the interview
Information
A question about this service? Our manager is at your disposal
Category
Private Banking & Asset Management
Retail & Corporate Banking
Retail & Corporate Banking
Level
Maitrise
Format
Presential
Duration
10 non-consecutive days
Language
French
Location
ISFB Geneva premises
Director
Albert Gallegos
Manager
Oscar Marano
Type
ISFB Certificates
Information
A question about this service? Our manager is at your disposal
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